Debt Collection Answers

What Are the Consequences of Failing to Pay After Losing a Lawsuit?

Experiencing financial hardship can be overwhelming, and falling behind on debt payments can compound the stress. If a creditor or lender threatens legal action, the situation can feel even more daunting. Unfortunately, even if you are unable to repay what you owe, losing a lawsuit can have significant consequences. You may be wondering: what happens […]

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609 Letter: How To Use The Letter to Remove Information

Credit Report / Dave

Monitoring your credit reports regularly is crucial when it comes to boosting your credit score. Any inaccurate information on your credit report can potentially lower your score. To avoid this, you should take advantage of the free credit report copies that are available to you once every 12 months. In the event that you do

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Debt Settlement Letter: Understand the Paid In Full Letter

Debt Settlement / Dave

Please note that this content is for informational purposes only and should not be considered as financial advice. If you’ve recently managed to settle a debt on your own, you may be wondering what to expect in a paid in full letter. As someone who has worked as a CEO of a debt settlement company

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Freedom Debt Relief Reviews: Does It Kill Your Credit?

Debt Relief / Dave

Joining the Freedom Debt Relief program can have a negative impact on your credit score. This is because Freedom Debt Relief negotiates debt when credit payments are behind, resulting in an effect on your credit score. It’s important to be aware of the consequences of joining a debt settlement program before making a decision. In

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Why and When You Should Never Pay a Collection Agency

Uncategorized / Dave

Are you wondering if you should not pay a debt collection agency? While some advise not to pay, the answer isn’t always so simple. If you’ve recently received a notice from a debt collector regarding an overdue account, you may be uncertain about what to do next. While you can use this 11 word phrase

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How to Stop Jefferson Capital Systems Today

Debt Collection / Dave

You probably just received a letter from Jefferson Capital Systems or an unwanted phone call. Perhaps, Jefferson Capital System is trying to collect an old Verizon wireless bill from you. We can help you understand your options to resolve the debt, but if you’d like to call them directly, here is Jefferson Capital System’s phone

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How To Stop Convergent Outsourcing Today

Uncategorized / Dave

Convergent Outsourcing is a debt collection agency. It’s a third-party debt collection agency that works in the following industries: Do you have any outstanding debt from any of these types of companies? The purpose of this article is to show you how to stop Convergent Outsourcing today, but if you’d like to contact them directly, here’s

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Debthunch Review: Is the Mailer Legitimate?

Debt / Dave

Did you get a mailer from DebtHunch that looked something like the one below (source) that invited you to see if you could get into a 0% interest, $0 down consolidation program? So, does DebtHunch offer personal loans or is this a marketing play to get you into a debt settlement program where you could

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Benefits of Voluntary Dismissal of Chapter 13

Bankruptcy / Dave

Most people who consider filing Chapter 13 bankruptcy to dismiss their debts don’t discuss it with their attorney. To ensure you make an informed choice, our team will discuss your post-dismissal options, the potential refunds, and anything else in the Chapter 13 dismissal. It is important to weigh the pros and cons of voluntary dismissal

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Navigating Debt on a Car That Breaks Down

Uncategorized / Dave

Owning a car isn’t cheap. From the purchase price to the cost of insurance and maintenance, it’s easy for car owners to find themselves in debt. This article will provide some tips on how to manage that debt if your car suddenly breaks down and you are stuck with an unexpected repair bill. Assess the

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