Some links on this site are for services for which we may earn a commission. This helps us keep the information on this site free. Also keep in mind this information is educational, and is not a substitute for legal advice. If your loved one has recently died with debt, you may be wondering which […]
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Piling amounts of debt can quickly become overwhelming, especially when added onto everyday living expenses. Furthermore, debt collectors can sue and take you to court, leaving you with what feels like no other options. While declaring bankruptcy is often a viable option, you may want to consider the pros and cons of filling Chapter 7 and Chapter
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After completing your education and entering the work-life, you start to understand the importance of money. It is also when you need to learn how to manage your personal finance. Even if you have had some basic training on money management, there are still some things you learn from experience. This guide will find everything
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This article may contain links to help support this website. You may have just received an unmarked letter PO box 340 Waite Park MN. The letter is from Midland Funding LLC, but you cannot afford to pay a debt collector right now, and are struggling just to figure out which bills you can pay each
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A serious illness, an ambulance ride, or even a relatively brief hospital stay are apt to leave you with a pile of medical bills that you cannot afford to pay, even if you have health insurance. And, if you don’t pay them, or don’t pay them quickly enough, the bills are likely to be sent
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Wage garnishment is a legal process by which a creditor can seize a portion of an individual’s wages or salary to pay off a debt. This can occur when an individual has failed to pay a debt, such as unpaid taxes, student loans, or credit card balances, and the creditor has obtained a court order
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Medical bills on credit reports are a huge problem for millions of Americans. Federal Reserve researchers found that over half of collection agency accounts and nearly one-fifth of lawsuits that show up as negative items on credit reports are for medical debts! Are you one of those individuals with medical collections on your credit? Perhaps you
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If you’re in a bind and require some fast cash, a payday loan might be the solution for you. City Finance can help you determine if you’re eligible for a payday loan and quickly get you the money you need. Every loan is different, but you’ll typically need to meet the following criteria to be eligible for
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Paying off debt can be a real hassle, but what would be even worse would be leaving your family with the responsibility to pay off your debt. There are some fundamental reasons you need to have coverage on your life if you have any debt. Below I will list why you need life insurance if you have
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Medical bills in collection are a serious, but common problem. In fact, over half of all collection accounts on credit reports are due to healthcare related bills! If you are experiencing this problem, you may be able to get free or low cost legal advice on medical debt collection. Learn more on this page. If
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