Wage garnishment is a legal process by which a creditor can seize a portion of an individual’s wages or salary to pay off a debt. This can occur when an individual has failed to pay a debt, such as unpaid taxes, student loans, or credit card balances, and the creditor has obtained a court order to garnish the individual’s wages to collect the debt.
Wage garnishment can be a stressful and inconvenient process for individuals, as it can significantly reduce their take-home pay and make it difficult to pay for essential expenses. In some cases, wage garnishment can even result in an individual losing their job, as employers may not be able to afford to pay an employee if a large portion of their wages are being garnished.