Portfolio Recovery is likely calling you to collect on an unpaid debt as it’s a debt collection agency.
You use this 11 word phrase to stop Portfolio Recovery from calling you.
If you would not like to call their phone number at 1 (800) 772-1413, you can also email them at pracustomercare@portfoliorecovery.com to ask what debt they are trying to collect from you and to potentially stop calling you.
Why is Portfolio Recovery Calling Me When I Have No Debt?
Portfolio likely believes that you have debt if it is calling you.
If you do not owe debt, you may be able to dispute the debt and clear it up with them easily.
If you have charged off debt that is not on your credit report, that debt may still be due.