Debt collection calls are strictly regulated under federal law. Learn more about your rights here. Rules Here’s some of the rules under the Fair Debt Collection Practices Act (FDCPA). How, When and Where a Debt Collector Can Contact You The FCDPA is very specific about how and when a debt collector can contact you about […]
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If you have been in an accident, there are a lot of things on your mind. You may be worried about your injuries, the damage to your car, and how you will pay for everything. One thing that you may not have considered is how debt collectors can impact your life after an accident. Debt
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Debt settlement is one of the most common forms of debt relief. Debt relief can include bankruptcy, debt settlement, and debt management, but when individuals consider debt relief, many people consider that as debt settlement. If you can’t pay a collection agency the entire amount you owe on a debt, you may want to try to negotiate
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Chapter 7 Bankruptcy, also known as liquidation bankruptcy, is one of the most common forms of bankruptcy in the US. It is called liquidation bankruptcy because, after filing for Chapter 7, a bankruptcy trustee will be put over all of your nonexempt assets and liquidate them to help pay off your debts. That said, many people find bankruptcy exemptions can help
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Your income may play a major role in Chapter 7 bankruptcy qualification. The exact qualification can be complex given the following reasons: So, the income limits for Chapter 7 qualification is complicated. The goal of this article is to simply for the income limits for you and provide state articles that can provide further clarity. We will
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Your income may play a major role in Chapter 7 bankruptcy qualification. The exact qualification can be complex given the following reasons: So, the income limits for Chapter 7 qualification is complicated. The goal of this article is to simply for the income limits for you and provide state articles that can provide further clarity. How Chapter
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Your increased or decreased income could affect your Chapter 13 bankruptcy. When filing a Chapter 13 bankruptcy case (not to be mistaken with Chapter 7), your household income may be considered when calculating your Chapter 13 plan payment. Most people rely on employment as their sole source of income. So, their Chapter 13 repayment plan is based on their
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We have all had times where money has felt scarce and impending payments seemed overwhelming, and bankruptcy can seem daunting. Can it provide future solvency? Let’s find out. While we can usually come out from those circumstances unscathed, there are times when we have to admit that we need help. This may be one of those times, and
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Read this before you tell a debt collector not to contact you again! You may have heard that a cease and desist letter is a good way to get a debt collector off your back. It can be. However, before you send one we have some important warnings. What is a cease and desist letter? Under
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Truck and Car Repossessions Are Up. How Do You Protect Yourself? If you have fallen behind on your auto loan, it’s important to understand how car repossession laws may help. After all, having your car repossessed could be disastrous to your finances, especially if you need your vehicle to get to and from your job.
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