Here’s how to dispute credit report mistakes. It is your right under the federal Fair Credit Reporting Act to dispute credit report mistakes, including items that are incomplete. Here’s how to do that: #1. First, get a copy of your credit report from all three major credit reporting agencies (CRAs): Equifax, Experian, and TransUnion. If […]
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If you’ve had a perilous time due to financial hardship, or you’re in a state where you’re considering bankruptcy, but you don’t know its cost implications. You’re not alone in this. A number of people are perplexed about how they can afford to pay for the cost of a Chapter 7 bankruptcy case when they can barely
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SUVs have become massively popular recently, which is no small part down to the versatility and capability they offer drivers. If you have been shopping for an SUV in the car market, you will find many options that catch your fancy. However, one option that would suit you best is the Honda HR-V, the latest
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Getting out of debt can seem like an impossible task, but it’s not! We want to share our tips with you on how to get out of debt as quickly as possible. So, whether you’re just starting out on your journey or you’re almost there, read on for helpful advice that could make all the
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Filing for personal bankruptcy is a difficult decision for most people. But once you do decide to file, avoid these bankruptcy mistakes if you want to get a fresh start. To get the maximum benefit from your bankruptcy, never do the following prior to filing: Personal Bankruptcy Mistake #1: Do not treat relatives or business associates
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How the Federal Trade Commission can help you if you are dealing with debt collectors. The FTC and Debt Collection Laws The Federal Trade Commission (FTC) is the federal government regulatory agency responsible for enforcing a number of consumer protection laws, including the FDCPA. The agency also publishes many helpful fact sheets and brochures on
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The Fair Debt Collection Practices Act is a federal law that gives you valuable rights when it comes to protecting yourself from debt collector harassment and debt collection abuse. Every year, the Federal Trade Commission collects complaints about collection agencies and compiles them into a report to Congress. We have reprinted the entire FDCPA here
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Learn how fair debt collection law can help you protect your rights. Debt Collection Answers: Chapter 1 In this first section of Debt Collection Answers, we introduce you to some of the key provisions of the federal Fair Debt Collection Practices Act (FDCPA), which Congress passed to protect consumers when debt collectors contact them. We
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Do not pay debt collectors until you read this! Hearing from a debt collector is stressful and often scary, too. It’s likely that when a collector gets in touch you will have a lot of questions. For example, do you really owe the money; what options do you have for paying the debt; what will
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Declaring Chapter 7 bankruptcy may seem like a drastic step to stop debt collectors and the last thing you want to do. To file, you can use one of the largest bankruptcy firms in the United States such as Recovery Law Group or you can look at other avenues. However, there are times when it can be your best
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