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Have you been getting calls from 617-644-7300 or mail from PO Box 400 Norwood MA 02062 and wonder about Credit Collection Services’ interest in your money? They are a debt collection agency typically contacted when a borrower defaults on a loan. The lender may sell the account to them or hire them to collect from you.
Unfortunately, this can be a stressful experience as CCS Collections may contact you frequently, use aggressive tactics, and damage your credit by placing a collection account on it. They may even take legal action against you. A damaged credit report can always be rebuilt, but first things first, handle the debt.
To handle the situation, you should learn more about the company, its practices, and how to settle your debt to remove its name from your credit report. If you find it challenging to obtain your credit report, consider seeking assistance from a credit company.
3 Option for you NOW
1) Credit Score ANY – Is The CCS Collections Debt Valid?
This can be for anyone with a credit score below 550 or above 550, but have you confirmed that this debt is a valid debt? Who is the original creditor? If you know that this debt is not yours, you can force the firm to validate the debt.
You can hire an attorney, do this yourself, or can use Solosuit below for a small fee to force the creditor to validate that the debt is yours.
2) Credit Score Below 620 – Do you need debt relief from CCS Collections?
Many people cannot afford the debt, and do not want to WAIT TO BE SUED for the unpaid debt, so they would like to get ahead and find debt relief option that work with their budget.
If this is you, consider taking the free debt relief calculator that considers your income and your debt to provide debt relief option that you can compare.
3) Credit Score Above 620 – Can You Settle with CCS Collections?
Are you in a position where you could get an unsecured debt consolidation loan that you can use to help settle this debt and potentially other debt that is in collections. Here’s 2 different options that you can check your rate without affecting your credit.
What are CCS Collections?
CCS Collections, also known as Commercial Collection Services Ltd, has been a debt collection agency in the UK since 1975. The company specializes in recovering unpaid debts of various sizes for a diverse range of clients.
Their expertise in commercial and consumer debt makes them adept at tailoring their approach to achieve the desired outcomes for different clients. CCS Collections has a team of experienced debt collection specialists who use their knowledge and expertise to provide practical solutions to their clients.
CCS Collections works with consumer and commercial debts, meaning that they understand the complexities of each type of debt and its regulations.
Contact Details
CCS Collection
725 Canton Street
Norwood, MA 02062-2679
Telephone:
+1 617-965-2000
(617) 965-2000
Website:
CCS Collections History
Credit Collection Services (CCS) was founded in 1975 by Richard Schade and Don Muirhead. The company started as a small, local debt collection agency in Norwood, Massachusetts, collecting debts for businesses in the area.
Over time CCS Collections expanded its operations, acquiring other collection agencies and establishing new offices across the United States. By the 1990s, the company had become one of the largest debt collection agencies in the country.
In 2011, CCS Collections was acquired by American Capital LTD., a private equity firm based in Bethesda, Maryland. Following the acquisition, CCS Collections continued to operate as a separate entity with increased resources and support from its parent company.
CCS Collections Reviews
Based on several consumer complaints, CCS Collections has been attempting to collect debts not owed by the consumers. Some consumers’ debt resulted from identity theft, and the other complainant’s debt was not the consumer’s.
It is challenging to assess CCS Collections based on the complaints thoroughly. Review additional consumer complaints and consider any positive feedback or the company’s reviews.
Google Reviews
Several unfavorable customer reviews claim that CCS Collections attempted to collect debts that were not owed, engaged in excessively aggressive collection practices, and committed other infractions.
BBB Reviews
Based on the consumer complaints listed on the BBB website, CCS Collections has a D rating and is not accredited by the BBB. CCS Collections has had 1,311 complaints closed within the last three years, with 631 complaints closed in the previous year.
The majority of the complaints are related to billing issues. One complaint states that CCS Collections attempted to collect a debt from a consumer who claimed they were not liable for the debt and did not have a contract with CCS Collections.
Another complaint accuses CCS Collections of making up a phantom debt and refusing to acknowledge documentation disapproving of their claims. The consumer also alleged that CCS Collections refused to pay-for-delete offer.
Other Reviews
CCS Collections has a low rating on Yelp with most customers claiming the company continues pursuing you even after making your repayment. CCS Collections has also received 236 complaints listed in the Consumer Financial Protection Bureau. In case you are getting contacted by CCS Collections through phone calls, letters, and emails, it’s advisable to have them validate the debt first.