If you have missed payments on debt that you owe, then the debt collection process may begin for you. Getting into debt can happen easily. Perhaps you had an unexpected medical bill, lost your job, or couldn’t keep up with your everyday expenses. Whatever the reason, if you don’t repay debt, then the lender may send […]
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Debt collection privacy is your right under the Fair Debt Collection Practices Act. Learn what to do if debt collectors are contacting other people about your debts. If a debt collector does not know how to get in touch with you, the FDCPA says that he can contact your employer, a neighbor, a relative, or
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If you fall too far behind on any of your bills, you may receive debt collection letters in the mail. If you do, the federal Fair Debt Collection Practices Act (FDCPA) says that a debt collection letter must send you a written notice of the debt that includes the following information: You must put your request for
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Debt collection harassment laws can help you protect your rights. Learn how here. What Debt Collectors Cannot Do to Collect a Debt State and federal debt collection harassment laws can protect you from debt collection abuse. Following are protections offered under the federal Fair Debt Collection Practices Act (FDCPA). The FDCPA says that debt collectors
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Some links on this site are for services for which we may earn a commission. This helps us keep the information on this site free. Also keep in mind this information is educational, and is not a substitute for legal advice. Are you getting calls involving debt collection for the wrong person? Is a collection
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Debt collection calls are strictly regulated under federal law. Learn more about your rights here. Rules Here’s some of the rules under the Fair Debt Collection Practices Act (FDCPA). How, When and Where a Debt Collector Can Contact You The FCDPA is very specific about how and when a debt collector can contact you about
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If you have been in an accident, there are a lot of things on your mind. You may be worried about your injuries, the damage to your car, and how you will pay for everything. One thing that you may not have considered is how debt collectors can impact your life after an accident. Debt
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Read this before you tell a debt collector not to contact you again! You may have heard that a cease and desist letter is a good way to get a debt collector off your back. It can be. However, before you send one we have some important warnings. What is a cease and desist letter? Under
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Collection accounts can hurt your credit scores for a long time. If you have collection accounts on your credit reports, you may be wondering, “Can credit repair remove collections from credit reports?” The short answer is, “maybe.” Here we’ll explain several options for getting collections off your credit. But first, you need to understand how
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California debt collection law provides consumers with additional protections when they are dealing with debt collectors. Abusive collectors are an increasing problem in the U.S and are a leading cause of complaints filed with the Federal Trade Commission. Common complaints include harassment by debt collectors who call consumers repeatedly and/or use threatening or profane language,
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