Monitoring your credit reports regularly is crucial when it comes to boosting your credit score. Any inaccurate information on your credit report can potentially lower your score. To avoid this, you should take advantage of the free credit report copies that are available to you once every 12 months. In the event that you do […]
609 Letter: How To Use The Letter to Remove Information Read More »
So many of our readers are struggling with bad credit due to collection accounts. A single collection account can drop your credit scores by 50—100 points or more. And some people have multiple collections on their credit reports. That means their credit scores are really suffering! But it can be tough to repair and rebuild
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Medical bills on credit reports are a huge problem for millions of Americans. Federal Reserve researchers found that over half of collection agency accounts and nearly one-fifth of lawsuits that show up as negative items on credit reports are for medical debts! Are you one of those individuals with medical collections on your credit? Perhaps you
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Here’s how to dispute credit report mistakes. It is your right under the federal Fair Credit Reporting Act to dispute credit report mistakes, including items that are incomplete. Here’s how to do that: #1. First, get a copy of your credit report from all three major credit reporting agencies (CRAs): Equifax, Experian, and TransUnion. If
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