How the Federal Trade Commission can help you if you are dealing with debt collectors. The FTC and Debt Collection Laws The Federal Trade Commission (FTC) is the federal government regulatory agency responsible for enforcing a number of consumer protection laws, including the FDCPA. The agency also publishes many helpful fact sheets and brochures on […]
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The Fair Debt Collection Practices Act is a federal law that gives you valuable rights when it comes to protecting yourself from debt collector harassment and debt collection abuse. Every year, the Federal Trade Commission collects complaints about collection agencies and compiles them into a report to Congress. We have reprinted the entire FDCPA here
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Learn how fair debt collection law can help you protect your rights. Debt Collection Answers: Chapter 1 In this first section of Debt Collection Answers, we introduce you to some of the key provisions of the federal Fair Debt Collection Practices Act (FDCPA), which Congress passed to protect consumers when debt collectors contact them. We
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Debt collection calls are strictly regulated under federal law. Learn more about your rights here. Rules Here’s some of the rules under the Fair Debt Collection Practices Act (FDCPA). How, When and Where a Debt Collector Can Contact You The FCDPA is very specific about how and when a debt collector can contact you about
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If you have been in an accident, there are a lot of things on your mind. You may be worried about your injuries, the damage to your car, and how you will pay for everything. One thing that you may not have considered is how debt collectors can impact your life after an accident. Debt
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Debt settlement is one of the most common forms of debt relief. Debt relief can include bankruptcy, debt settlement, and debt management, but when individuals consider debt relief, many people consider that as debt settlement. If you can’t pay a collection agency the entire amount you owe on a debt, you may want to try to negotiate
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Read this before you tell a debt collector not to contact you again! You may have heard that a cease and desist letter is a good way to get a debt collector off your back. It can be. However, before you send one we have some important warnings. What is a cease and desist letter? Under
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…And How to Fight Back Falling behind on bills is stressful. But when a bad debt collector breaks the law and is abusive or harasses you, things can quickly go from bad to worse. A strong federal law, the Fair Debt Collection Practices Act (FDCPA), protects consumers against unfair, deceptive and abusive debt collection tactics.
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