If a loved one has died and you aren’t sure what debts they had, you may want to get a copy of their credit report(s) in order to try to figure that out. This is not always a simple process, and can be very stressful if you are grieving. But it can be helpful down […]
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There are a lot of reasons why people might end up accumulating debt when traveling abroad. Maybe they weren’t aware of the exchange rate and didn’t budget properly for their trip. Or maybe they got caught up in the excitement of being on vacation and spent more money than they intended to. No matter what
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Note to debt collector not my debt! What happens if a debt collector harasses you over a debt that is not yours? California Court of Appeal Rules Debt Collector Can Be Held Liable to Victim of Mistaken Identity Have you ever been hassled by a debt collector for a debt that you did not owe?
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Theoretically, your unpaid debts can last forever. But fortunately, state laws place limits, known as the “statutes of limitations,” that can effectively help you put old debts behind you. If a creditor or collector tries to sue you to collect a debt that is too old, you can raise the statute of limitations as a
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Phony debt collectors are harassing consumers, and threatening them over debts they don’t even owe in a national scam, warns the Better Business Bureau. The BBB issued a national alert after receiving numerous complaints from consumers across the country about phony debt collectors who tell consumers that they have defaulted on a payday loan and face immediate
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If you have missed payments on debt that you owe, then the debt collection process may begin for you. Getting into debt can happen easily. Perhaps you had an unexpected medical bill, lost your job, or couldn’t keep up with your everyday expenses. Whatever the reason, if you don’t repay debt, then the lender may send
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Debt collection privacy is your right under the Fair Debt Collection Practices Act. Learn what to do if debt collectors are contacting other people about your debts. If a debt collector does not know how to get in touch with you, the FDCPA says that he can contact your employer, a neighbor, a relative, or
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If you fall too far behind on any of your bills, you may receive debt collection letters in the mail. If you do, the federal Fair Debt Collection Practices Act (FDCPA) says that a debt collection letter must send you a written notice of the debt that includes the following information: You must put your request for
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Debt collection harassment laws can help you protect your rights. Learn how here. What Debt Collectors Cannot Do to Collect a Debt State and federal debt collection harassment laws can protect you from debt collection abuse. Following are protections offered under the federal Fair Debt Collection Practices Act (FDCPA). The FDCPA says that debt collectors
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Some links on this site are for services for which we may earn a commission. This helps us keep the information on this site free. Also keep in mind this information is educational, and is not a substitute for legal advice. Are you getting calls involving debt collection for the wrong person? Is a collection
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