You should not discard any correspondence from ARS National Services assuming it is a scam or fraudulent attempt to extort your money. ARS National Services is a reputable debt collection agency. They may be calling from 833-734-2955 or contacting you via mail through PO Box 469046.
However, it’s important to know that you do not have to tolerate intimidating letters, repeated phone calls, or any other tactics from these collectors. The Fair Debt Collection Practices Act (FDCPA) and other laws provide you with rights and protections that you can use to fight back against such behavior.
When dealing with a debt collector like ARS National Services, confirming that the debt is yours is important. Also, equip yourself with the necessary resources to resolve your debt.
What is Associated Recovery System Collection?
Associated Recovery System Collection, also known as ARS National Services, represents multiple original and third-party creditors. This debt collection company covers all 50 states in the United States.
With its headquarters in Escondido, California, ARS National Services has operated since 1987. ARS National Services represents original creditors and debt buyers, which include major banks and credit card companies.
Contact Details
Address:
Associated Recovery System Collection,
270 W 2nd Ave, Escondido,
CA 92025, United States.
Phone:
+1 800-456-5053
Associated Recovery System Collection History
ARS National Services is a debt collection agency founded in 1987 by Neil Ruther and Scott Nigrin. The company is headquartered in Escondido, California, and operates in all 50 states in the United States.
Since its inception, ARS National Services has provided debt collection services to various industries, including banking, credit card, healthcare, retail, telecommunications, and utilities. The company works as an agent for original creditors and debt buyers, assisting them in recovering delinquent accounts.
Today, ARS National Services continues to be a leading debt collection agency in the United States, committed to providing its clients with efficient debt collection services.
Associated Recovery System Collection Reviews
ARS National Services has faced consumer complaints regarding its debt collection practices, including improper contact and inappropriate sharing of sensitive personal information.
Individuals who have reported these questionable tactics pursued delinquent accounts.
Google Reviews
Based on the reviews, ARS National Services has an average rating of 1.7 stars and numerous negative reviews. Several reviewers have specifically mentioned issues with the company’s debt collection practices, including claims of harassment and FDCPA violations. Additionally, there are complaints about the company’s management, including allegations of abusive behavior by supervisors. These reviews suggest ARS may need to be more trustworthy and ethical in its practices.
BBB Reviews
ARS National Services has a good reputation with the Better Business Bureau, with an A+ rating and accreditation since 2011. However, the customer reviews and complaints about their debt collection practices are concerning.
There have been 45 complaints closed in the last three years, with 15 complaints closed within the last year. One recent complaint alleges harassment and threatening behavior by an employee from ARS National Services.
The customer reviews on the BBB website are all negative, with one customer reporting persistent unwanted calls despite requesting them to stop. The high number of complaints and negative customer reviews suggest that the company’s debt collection practices may need to be more ethical.
Other Reviews
ARS National Services, like other collection agencies, has received complaints filed with the Consumer Finance Protection Bureau (CFPB). The CFPB has received complaints about various issues. These issues include:
- Attempts to collect debts from consumers who did not owe them,
- Threatening with legal action,
- Impersonating government officials and attorneys.
While these complaints are not evidence of illegal or inappropriate activities, they can provide valuable insights into how consumers perceive this agency.
For instance, a complaint on the CFPB website reported that a supervisor had contacted the complainant’s family members and shared information about their debt, despite having yet to contact the complainant.